Policy Description

Marine Insurance is a cover whereby the insurer undertakes to compensate the insured against loss of the ship (hull insurance), the cargo, any sums paid in Freight (freight insurance), or any liability to a third party occurring during a sea voyage. A marine insurance contract may be extended to losses on inland waters to risks on land that may be incidental to a sea voyage. The risks listed in marine insurance policies include perils of the seas, fire, war perils, pirates and seizures. Through marine insurance, ship owners and transporters can be sure they will not suffer financial losses.

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